New To Medicare?

You will want to begin by enrolling in Original Medicare Part A and Part B which covers insurance benefits for inpatient, hospital and outpatient, medical care. There are two ways to apply simply go online to ssa.govand follow the links for applying for Medicare. You may also call 1-800-772-1213 to make an appointment to file your application at least 90 days (about 3 months) in advance. If you are hard of hearing, you can call TTY 1-800-325-0778

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Already Enrolled?

There are many situations that may cause you to change plans even if you are already enrolled. Special needs may change, you may have moved, qualified for Medicaid, decided to go back to work, under 65 and recently went on disability. Contact us at 352-741-1687 to help you understand your benefits.

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About Us

Sunshine Insurance Solutions LLC helps people on Medicare navigate different options on Medicare. Turning 65 and beyond can be a fun and enjoyable experience so that you can focus on enjoying the best that life has to offer. Our Goal is to help everyone understand Medicare with a focus on getting to know you and exploring all the choices and benefits that work specifically for your Healthcare needs. Whether it is a Medicare Advantage or Medicare Supplement plan, we help tailor a plan specifically for your needs. Our company is compensated by the insurance carriers we represent. You will pay the exact same premium no matter where you go to purchase your policy. Our agency represents many different insurance carriers. We are licensed to sell Medigap plans, Medicare Advantage plans, Part D prescription drug plans. We are always available to evaluate your situation and provide recommendations. Our company is licensed and operated in the United States. All our services and consultations are FREE. CALL NOW 1-855-479-3331

Know More

Knowledge Center Answers Your Medicare Questions

Yes, a retiree plan will typically wrap around Medicare primary benefits.

No. You cannot have both at the same time.

In addition to having a huge gap in coverage, you will face a penalty from Medicare. A Part “B” penalty can be 10% of your Part “B” premium for each 12-month period outside of Medicare, and up to 1% of the national average of a Part “D” plan for each month absent Part “D”.

You usually can. It is important to be sure your doctor accepts Medicare. Some do not. All the various companies have different networks of physicians and hospitals they work with. We check plan networks and will advise you if they are or are not included in the network.

No, it does not. Skilled nursing facilities are covered for short term care after an inpatient stay in the hospital. There must be patient improvement for that to be covered.

Custodial care is never covered, meaning when you must live in a nursing home long term this is only covered under a Long-Term Care policy.

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